Wouldn’t it be nice if you had piles and piles of money? Maybe a room of your house could be devoted to holding it all, and you could go in there occasionally, and roll around in it to your heart’s content. Nice dream perhaps, but not something many of us will ever realistically get to [...]
Anytime you need to have money very quickly, sadly usually there are only two or three possibilities available. Long before the tail spin in the financial system, layoffs, plus the fall in the property markets, almost all consumers would likely get cash from their family members. Presently, virtually all individuals and their families generally won’t [...]
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An Individual Voluntary Agreement can have significant advantages for a debtor who faces mounting debts that they are going to struggle to repay. For many people, an individual voluntary agreement also has several major advantages over bankruptcy. The single largest benefit would be not having to lose your family home. I will outline some more [...]
Let’s face it. Credit cards have brought a world of   convenience to our lives. That convenience, however, is not without a cost. Here are a couple dos and don’ts on how you can use your credit card responsibly: 1. Don’t use credit card for ordinary purchases.   Things like groceries, gasoline, clothes, and entertainment should not [...]
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To get the greatest advantages from a debt management plan you need to establish a monthly budget and follow it. Setting up a household budget is easy, but to make it work, you’ll probably need to make a lot of changes in your spending habits. If both you and your spouse work, you’ll need to [...]
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