The government doesn’t control the ISA rates that providers can offer. For that reason, ISA rates can vary several percentage points. Which is why you have to find the best rates yourself. And, it’s fairly easy to compare the rates to make sure that you’re getting the highest rate possible.

Providers also set their own specific guidelines that cover details such as how long the introductory period will last, when they issue interest instalments and how often you’ll be able to make a withdrawal from your savings if you get in a financial bind.

As long as you realize that all cash ISA’s aren’t the same, you already have most of the knowledge you need to help you find the right one for you. An ISA is a wonderful way to save and earn money. Don’t let the details keep you from reaping the advantages that an ISA provides.